"I am pleased to tell
you that my wife and I have established IYD in our lives and we
are on our way to financial freedom...It turned us around. I
thought you would want to know. Thank you." --Don Haines
"What a wonderful book. Invest
In Your Debt has truly changed the way I look at my debt. I
now see it as a golden opportunity to create the wealth I will
need to retire. Thank you so much. Keep up the great
work." -- Sylvia Gray
"...since learning the
IYD system, I have eliminated 5 debts totaling a little over
$1000. I am now working on eliminating 3 more debts which
should be paid off by the end of this month. The Program Works!!"
"I bought the Invest In Your Debt book at the
seminar and showed it to my husband, and he has been reading it
every night since I brought it home. I also went through the
workbook and did my 2 credit cards with the IYD method and
even without getting a second job, I will have the 2 of them paid
off in less than 2 years. My husband and I don't usually do our
money together. We have been together for 14 years, but we just
got married 3+ years ago, so we had our lives, (so to speak) but
this gave us an opportunity to talk about our future, money, and
what we wanted to do with all of it. He is 52 and will be
retiring in a few years. I am only 40 and have a long way to go
before I can even think about retiring, so this really gave us an
opportunity to see where we are and where we want to go with our
lives. I feel like God put this program in front of me to help me
get on track. Thank you for a wonderful seminar. It was the best
one I have ever been to. Keep up the good work because there are
a lot of people out there like me that need this kind of help and
teaching. I know a lot of them are at the school where I work. I
don't know how the school system works as far as getting people in
to speak, but if God wants you there, you will be. Again, Thank
you. You have helped to put me back on track. I'll keep you
posted on our progress." --Diann
"In fact your book has changed my
lifestyle...I've paid off two credit cards and I am working on the
last one...Not only has it helped me bring balance and peace to my
life, it has enabled me to help (others)." --Fr. Jim
"I implemented the IYD system and
I have successfully paid off my small consumer store credit cards,
one visa and I am paying off my last credit card! Thank you."
"I have no words to say how much I thank you
guys for existing specially to the guy that has founded your
company. My life has completely changed."
"Since we started the IYD System our $ 35,000
or so credit cards debts from one year ago were finished/paid and
we have started to pay our $ 120,000 mortgage ( we
already paid $9,600 on it this past month!) .We 're planning to
pay it all
in the next two years or so."
"I'm currently 50 and desire to retire at age
58. Based on my calculations, I can be debt free in 6 to 8 years.
"I love the book although I'm only
halfway through I am really excited about my debt (that's weird)
and this book it just what I needed to jump
start me in the right direction. I will be debt free in just 4
am so committed to this that I am now on a cash basis even for
Christmas. I'll follow up in 4 years when my credit rating is high
my debts are ZERO." --Donna
"I no longer feel like I'll be working for the
credit card companies for the rest of my life and look I look
forward to being debt free
in two to three years! Amazing!"
"I find myself looking forward to paying my
bills each month as I watch my debt melt away. My first credit
card will be paid off at the end of next month! My wife and I are
going to vacation to celebrate, then it's on to the next card!
I have not met my spend smart factor every month because, as you
stated in your message, life happens, but it is easy to get right
back on track and still get results. Thanks, again." --Tim
"My husband and I have changed our whole
outlook on our financial situation. I no longer stress about
our debt and in fact, it has been fun, almost like a game, to pay
our bills and then see the results. We get together every
weekend to pay our bills and forecast our weekly expenditures.
It has helped us in our decision making tremendously. What
do we need vs. what do we want. We are committed to this
plan and are rewarded by the results every month." --Michelle
"Absolutely fantastic! We have struggled with credit cards
and downsizing. This material was absolutely the best
information on debt reduction I have ever seen. We've been
getting our finances in shape but we will now be able to get out
Without Harming Your Credit Score
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Bonus: If You Buy
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Eliminate Credit Card Debt, Car Loans, Home Equity Loans
and Even Student Loans - in Just 1-3 Years!
Then Pay Off Your 30-year mortgage in another 4-5
Live 100% on a Cash Basis, even when financial surprises
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How To Send Your Child (or
Grandkid) To College Without Going Broke
This book is a self help guide to getting your
child through the college entrance process. The text is more than a
financial aid book, it tells you what the colleges neglect to inform
you and gives you a comprehensive step by step process to follow.
By following the information in this book you can start in the first
month of your child�s freshman year in high school and go to the end
of their senior year and know exactly what you need to do each year
to accomplish the goals you have set for your college future. There
are also sections in the book such as Career Search, College
Selection and what to do when you visit colleges, Scholarship Search
with its pluses and minuses, the Appeals Process and much, much
more. If your child is planning on going to college there is so
much that you can do to prepare for the financial and emotional well
being of the family and this book will show you the way. There are
examples of letters that need to be written and questions that need
to be asked when you are applying to schools. This is a book that
everyone with children should read.
How I Improved my FICO� Score by
Correcting My Credit Report
This is a step by step text on how to correct
your credit report. Pastor Lupe Gallardo wrote this from first hand
experience as he corrected his credit report. There are sample
letters and a specific time frame on how and when you need to do
everything in order to reach your goal. There are addresses and
phone numbers for all the major agencies that you need to deal with
and specific ways that you need to deal with any corrections you
need to make on your credit report. Most credit reports are filled
with some error. By correcting your credit report your FICO� score
will automatically go up. With this text you will have a wonderful
tool to guide you through the process.
Invest In Your Debt� for Young
This is a booklet that tries to show young
people how finances will affect their life. This booklet was
written in the hopes that if enough young people read it they will
not go down the same road as our generation. If they understand how
finances work they can make more informed decisions. The booklet is
geared towards young people ranging from ages 6 to 18. Finances are
sometimes hard to get across to youth; this booklet can help them,
as well as parents, to decide the best way to handle finances from
allowances, to going to college. This booklet will teach young
people how to think about their finances and give them options on
how to handle the money they have at different stages in their life.
Are You Drowning in Debt?
Most of the IYD products are designed for
people that have a current income and have really no problem paying
their bills. But if you are living paycheck to paycheck,
thinking about bankruptcy, creditors are harassing you or you are
confused about professional Debt Negotiation assistance--this
product may be what you are looking for at this time.
Would you just like to talk to a live person about your Debt
Situation? How about a 30-Minute Needs Assesment to analyze
your personal financial situation. This is included in many of
our products but if you would just like a consultation, we will call
you as soon as possible.
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