Home | Message from CEO | ADE Process | Career Opportunity | Your FICO� Score | Do-it-Yourself Debt Negotiation
 ADE Net Worth Caculator | Seminar Leaders | IYD StoreIYD Webclass | Spend Smart Webclass

 

 

                                                                          

 

What Are People Saying About Invest In Your Debt?

 

Invest In Your Debt is a BBB Accredited Business. Click for the BBB Business Review of this Financial Services in Austin TX

"I am pleased to tell you that my wife and I have established IYD in our lives and we are on our way to financial freedom...It turned us around.  I thought you would want to know.  Thank you."     --Don Haines

 

"What a wonderful book.  Invest In Your Debt has truly changed the way I look at my debt.  I now see it as a golden opportunity to create the wealth I will need to retire.  Thank you so much.  Keep up the great work."  -- Sylvia Gray

 

"...since learning the IYD system, I have eliminated 5 debts totaling a little over $1000.  I am now working on eliminating 3 more debts which should be paid off by the end of this month. The Program Works!!"  --Robin Stallworth

 

"I bought the Invest In Your Debt book at the seminar and showed it to my husband, and he has been reading it every night since I brought it home.  I also went through the workbook and did my 2 credit cards with the IYD method and even without getting a second job, I will have the 2 of them paid off in less than 2 years.  My husband and I don't usually do our money together.  We have been together for 14 years, but we just got married 3+ years ago, so we had our lives, (so to speak) but this gave us an opportunity to talk about our future, money, and what we wanted to do with all of it.  He is 52 and will be retiring in a few years.  I am only 40 and have a long way to go before I can even think about retiring, so this really gave us an opportunity to see where we are and where we want to go with our lives.  I feel like God put this program in front of me to help me get on track.  Thank you for a wonderful seminar.  It was the best one I have ever been to.  Keep up the good work because there are a lot of people out there like me that need this kind of help and teaching.  I know a lot of them are at the school where I work.  I don't know how the school system works as far as getting people in to speak, but if God wants you there, you will be.  Again, Thank you.  You have helped to put me back on track.  I'll keep you posted on our progress."   --Diann

 

"In fact your book has changed my lifestyle...I've paid off two credit cards and I am working on the last one...Not only has it helped me bring balance and peace to my life, it has enabled me to help (others)."  --Fr. Jim

 

"I implemented the IYD system and
I have successfully paid off my small consumer store credit cards, one visa and I am paying off my last credit card! Thank you." --Greg

 

"I have no words to say how much I thank you guys for existing specially to the guy that has founded your company. My life has completely changed."

 

"Since we started the IYD System our $ 35,000 or so credit cards debts from one year ago were finished/paid and we have started to pay our $ 120,000 mortgage ( we
already paid $9,600 on it this past month!) .We 're planning to pay it all
in the next two years or so." 

 

"I'm currently 50 and desire to retire at age 58. Based on my calculations, I can be debt free in 6 to 8 years. Perfect!"

 

 "I love the book although I'm only halfway through I am really excited about my debt (that's weird) and this book it just what I needed to jump
start me in the right direction. I will be debt free in just 4 years. I
am so committed to this that I am now on a cash basis even for Christmas. I'll follow up in 4 years when my credit rating is high and
my debts are ZERO." --Donna

 

"I no longer feel like I'll be working for the credit card companies for the rest of my life and look I look forward to being debt free
in two to three years! Amazing!"

 

"I find myself looking forward to paying my bills each month as I watch my debt melt away. My first credit card will be paid off at the end of next month! My wife and I are going to vacation to celebrate, then it's on to the next card!
I have not met my spend smart factor every month because, as you stated in your message, life happens, but it is easy to get right back on track and still get results. Thanks, again." --Tim

 

"My husband and I have changed our whole outlook on our financial situation.  I no longer stress about our debt and in fact, it has been fun, almost like a game, to pay our bills and then see the results.  We get together every weekend to pay our bills and forecast our weekly expenditures.  It has helped us in our decision making tremendously.  What do we need vs. what do we want.  We are committed to this plan and are rewarded by the results every month." --Michelle

 

"Absolutely fantastic!  We have struggled with credit cards and downsizing.  This material was absolutely the best information on debt reduction I have ever seen.  We've been getting our finances in shape but we will now be able to get out of debt!"          --Scott Singleton

 

 

Invest In Your Debt is a BBB Accredited Business. Click for the BBB Business Review of this Financial Services in Austin TX

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 


 

 

Eliminate Debt Without Harming Your Credit Score

 

100% Money Back Guarantee...Not for 2 Days, 2 Months, 2 Years...But Forever!

 

Invest In Your Debt Textbook

Bonus: If You Buy Right Now, You Will Receive Access to The IYD Debt Calculator Software, Free For Life!

  • Eliminate Credit Card Debt, Car Loans, Home Equity Loans and Even Student Loans - in Just 1-3 Years!
  • Then Pay Off Your 30-year mortgage in another 4-5 Years!!
  • Live 100% on a Cash Basis, even when financial surprises occur, and Never Need credit again.
  • Cut Your Effective Interest Rates In Half.
  • Reduce Your Financial Stress
  • Lay the Foundation for Your Strong Retirement Plan
  • Hardcopy includes instant PDF Download to get started now!
  • [More Information]

Quantity:  $27      Ebook   Get Acrobat Reader

Quantity: $47  Hardcopy + $4.90 Shipping (Includes Ebook Version)

        Top


 

Invest In Your Debt Webclass     (You Can Start in less than 5 mins!!)

Bonus: If You Buy Right Now, You Will Receive Access to The IYD Debt Calculator Software, Free For Life!

         Get a 37.13 Return* by Investing In Your Debt      

  • Dave Ireland will Share with You the Great American Debt Opportunity
  • Compare Conventional Financial Wisdom with the IYD Wisdom
  • Found out Why 96% of Americans are Dead or Dead Broke by Age 65
  • Dave will Teach You The Linear Math, Critical Path Methodology
  • Calculate When You Will Be Debt-FREE!!!
  • Found Out When You Will Be a Millionaire
  • Learn How to Deal With Emergencies
  • Discover Why The Mortgage Tax Deduction is a Farce
  • Dave Will Tell You Why You Should Celebrate
  • Improve the Quality of Your Life
  • Save Yourself from Losing 1000's of Dollars Throughout Your Lifetime
  • Take It Anytime You Like-- As Many Times As You Like-- At Your Own Pace
  • [More Information]

*Equivalent Return for Typical American Family, if invested in traditional investments.

 Dave Ireland is President and CEO of IYD Inc.,  A former executive at Eastman Kodak, Dave retired in 1992, and has spent 15 years showing people just like you, the path to True Financial Freedom.

  Quantity:  $27   IYD Webclass (3 HR Audio and Visual Presentation)

Quantity:  $47 IYD Webclass (Includes IYD Textbook & Workbook PDFs)
       

          Top


100% Money Back Guarantee...Not for 2 Days, 2 Months, 2 Years...But Forever!

Spend Smart Textbook     

Bonus: If You Buy Right Now, You Will Receive Access to The IYD Debt Calculator Software, Free For Life! 

  • Save 10-40% on spending EASILY without sacrificing quality of life.
  • Create a cash surplus that grows every month!
  • Discover proven ways to save on insurance, cars, groceries, utilities, appliances and more.
  • Capture dollars worth 40-80% more than the dollars you earn.
  • Build wealth even with no room in your budget.
  • Hardcopy includes instant PDF Download to get started now!

 

Quantity:  $27       Ebook

Quantity:  $47   Hardcopy + $4.90 Shipping (Includes Ebook Version)

Hard Copy vs PDF

           Top


 

Spend Smart Webclass    (You Can Start in Less than 5 Minutes!!)   

Bonus: If You Buy Right Now, You Will Receive Access to The IYD Debt Calculator Software, Free For Life!

  • Learn To Spend Wisely to Achieve True Financial Freedom
  • Learn the "Reverse Budgeting" Technique
  • Implement The "Seize Your Savings" Technique
  • Discover 101 Proven Ways to Save on Automobiles, Houses, Groceries, etc.
  • Build wealth even with no room in your budget.
  • Dave Ireland Will Show How $3 or $4 a Day Maybe all that Stands Between You and Financial Freedom
  • Take It Anytime You Like-- As Many Times As You Like-- At Your Own Pace
  • [More Information]

Quantity:  $27  SS Webclass ( 3 HR Audio and Visual Presentation)

Quantity:  $47  SS Webclass (Includes Textbook & Workbook PDFs)

       

        Top


 

 

 

IYD Basic PDF Package / IYD Basic Package

Bonus: If You Buy Right Now, You Will Receive Access to The IYD Debt Calculator Software, Free For Life!

  • Unlimited Access to the Invest In Your Debt Webclass w/Dave Ireland
  • Invest In Your Debt PDF Download or Hardcopy Textbook
  • Invest In Your Debt Webclass Workbook PDF Download
  • Science of Getting Rich PDF Download                                       Top

 

Quantity: $37 Basic PDF Package     Ebook

Quantity:  $57  Basic Package (FREE SHIPPING) (Includes Ebook)


 

 

 

Spend Smart Basic PDF Package / Spend Smart Basic Package

Bonus: If You Buy Right Now, You Will Receive Access to The IYD Debt Calculator Software, Free For Life!

  • Unlimited Access to the Spend Smart Webclass w/Dave Ireland
  • Spend Smart PDF Download or Hardcopy Textbook
  • Spend Smart Webclass Workbook PDF Download
  • Science of Getting Rich PDF Download                                       Top

Quantity:  $37 Basic PDF Package      Ebook

Quantity:  $57  Basic Package (FREE SHIPPING) (Includes Ebook)

 


   

 

 

 

IYD Deluxe PDF Package / IYD Deluxe Package

Bonus: If You Buy Right Now, You Will Receive Access to The IYD Debt Calculator Software, Free For Life!

  • Unlimited Access to the Invest In Your Debt Webclass w/Dave Ireland
  • Unlimited Access to the Spend Smart Webclass w/Dave Ireland
  • Invest In Your Debt PDF Download / Hardcopy Textbook 
  • Spend Smart PDF Download / Hardcopy Textbook
  • Invest In Your Debt Webclass Workbook PDF Download
  • Spend Smart Webclass Workbook PDF Download
  • Science of Getting Rich PDF Download                                      Top

Quantity:  $57  Deluxe PDF Package      Ebooks

Quantity:  $77  Deluxe Package (FREE SHIPPING) (Includes Ebooks)

 


 

 

 

 

 

 

 

 

 

 

 

Self-Directed Debtinator� Program

driven by the Award winning Debtwork System Software

  • The Debtwork System Software (more info)
  • "Do-it-Yourself" Interest Rate Reduction Program
  • Access to your FICO� Score and Recommendations
  • Invest In Your Debt - 192 page Textbook 
  • Invest In Your Debt - 3 Hour Webclass
  • Spend Smart - 191 page Textbook
  • Spend Smart - 3 Hour Webclass
  • How I Improved My FICO� Score by Correcting My Credit Reports - e-book
  • How to Send Your Child to College Without Going Broke - e-book
  • From a Millstone to a Milestone - 121 page e-book
  • Science of Getting Rich - 61 page e-book
  • The Millionaire Next Door or The Millionaire Mind
  • Invest In Your Debt for Young People - 8 page e-booklet
  • Mentoring Program for as long as you need it                                                                                                                           Top
Quantity:   $877


Interest Rate Reduction Mentoring Program

How many times have your credit card interest rates been reduced without you having to do anything?  That�s right, not often.  Credit card companies have kept a tight lid on the secret that they can and often will reduce a consumer�s interest rate based on their credit history. Good Credit or bad credit makes no difference.  Here is the secret we want to share with you�..ask and you shall receive.

  • Learn how to deal with your credit card companies to reduce money spent on interest and increase your FICO score.
  • We will teach and mentor you on how to talk to the credit card companies to secure a lower purchase rate on up to 6 credit cards with up to 3 different credit card companies.
  • We will teach and mentor you on how to talk to the credit card companies to secure an increased credit limit on up to 6 credit cards with up to 3 different credit card companies.
  • We will help you move your credit balances around to secure the lowest rate possible to speed up your debt elimination process.

    $259 

 


How To Send Your Child (or Grandkid) To College Without Going Broke

This book is a self help guide to getting your child through the college entrance process.  The text is more than a financial aid book, it tells you what the colleges neglect to inform you and gives you a comprehensive step by step process to follow.  By following the information in this book you can start in the first month of your child�s freshman year in high school and go to the end of their senior year and know exactly what you need to do each year to accomplish the goals you have set for your college future.  There are also sections in the book such as Career Search, College Selection and what to do when you visit colleges, Scholarship Search with its pluses and minuses, the Appeals Process and much, much more.  If your child is planning on going to college there is so much that you can do to prepare for the financial and emotional well being of the family and this book will show you the way.  There are examples of letters that need to be written and questions that need to be asked when you are applying to schools.  This is a book that everyone with children should read.

 

Quantity:    $17      Ebook
 
Quantity:    $37 Hardcopy + $4.90 Shipping (Includes Ebook Version)
 

                                                                                                                                                                 


How I Improved my FICO� Score by Correcting My Credit Report

This is a step by step text on how to correct your credit report.  Pastor Lupe Gallardo wrote this from first hand experience as he corrected his credit report.  There are sample letters and a specific time frame on how and when you need to do everything in order to reach your goal.  There are addresses and phone numbers for all the major agencies that you need to deal with and specific ways that you need to deal with any corrections you need to make on your credit report.  Most credit reports are filled with some error. By correcting your credit report your FICO� score will automatically go up.  With this text you will have a wonderful tool to guide you through the process.

 

Quantity:     $17      Ebook
Quantity:      $37  Hardcopy + $4.90 Shipping

 


Invest In Your Debt for Young People   Booklet

This is a booklet that tries to show young people how finances will affect their life.  This booklet was written in the hopes that if enough young people read it they will not go down the same road as our generation.  If they understand how finances work they can make more informed decisions.  The booklet is geared towards young people ranging from ages 6 to 18.  Finances are sometimes hard to get across to youth; this booklet can help them, as well as parents, to decide the best way to handle finances from allowances, to going to college.  This booklet will teach young people how to think about their finances and give them options on how to handle the money they have at different stages in their life.

 

     $9.77       Ebook

                                                                                                                                       


Debt Elimination Success SeminarTM (Do-it-Yourself Debt Negotiation)

Are You Drowning in Debt?  Most of the IYD products are designed for people that have a current income and have really no problem paying their bills.  But if you are living paycheck to paycheck, thinking about bankruptcy, creditors are harassing you or you are confused about professional Debt Negotiation assistance--this product may be what you are looking for at this time.  [More Information]

To order now:  Click Here                                               Top

                                                                                     


30-Minute Needs Assessment

Would you just like to talk to a live person about your Debt Situation?  How about a 30-Minute Needs Assesment to analyze your personal financial situation.  This is included in many of our products but if you would just like a consultation, we will call you as soon as possible.

 

    $79 

                                                                                                         Top

                                                                                     


IYD Debt Calculator Software

 

Quantity:   $9.77 
                                               Top

                                                                                     


 

 

 

 


 

Invest In Your Debt is a BBB Accredited Business. Click for the BBB Business Review of this Financial Services in Austin TX

Visit our ADE Process Page:

We have designed services and educational components to meet the needs of anyone committed to becoming debt free and living a financially sound life style.  Find out more about Automatic Debt E-Racer