ADE Needs Analysis

Welcome to the FREE
ADE Net Worth Calculator

    Invest In Your Debt is a BBB Accredited Business. Click for the BBB Business Review of this Financial Services in Austin TX

Invest in Your Debt

We have been in business since 1998; and have a proven track record as demonstrated by our A+ BBB Rating.


If you could use a proven mathematical process that works every time to increase your monthly cash flow and your Net Worth. How? By lowering your interest rates, reducing your monthly payments, and paying down your debts rapidly without changing your lifestyle one iota, would that be of benefit to you. Also, it's applicable to personal or business financial situations.

If you had a way to convert your 30-year mortgage to a 10-year mortgage without increasing your monthly payment; without refinancing; and without even talking with a Mortgage Broker, would you be interested in hearing more.


If you are among millions of Americans concerned about the impact of debt on your financial well-being; if you would like to increase you Wealth without risking money in oil wells, pork bellies, real estate or the stock market and have more money at the end of the month, then use this FREE ADE Net Worth Calculator. You will be glad you did. ADE is the Automatic Debt E-Racer process. It improves personal or business cash flow; it works for every financial situation, personal or business.

Did you know the typical family
spends $39.87 every day on interest fees?
That's about $1200 a month
Nearly $15,000 a year

Follow the process shown below and find out how much money you are wasting on debt EVERY DAY?
Money you can put back in your pocket if you know how.

Knowledge = Power!!

This message is not for everyone, we are helping regular middle class Americans who are sick and tired, of being sick and tired, of their debts. People who keep paying and paying every month but the balances never seem to go down!

We are helping folks just like you; teachers, middle class managers, doctors, carpenters, lawyers, small business owners, nurses, bricklayers; just regular folks who don't have a debt problem, but have finally woken up and realize they are giving half their paycheck to their bankers.

People who realize they need to truly own the roof over their heads, to protect themselves from the elements (and the bankers), and the cars in the garage so they can get to work on time, before they are out speculating in various esoteric investments.

People who understand that Net Worth equals Assets minus Liabilities.

People who understand that pleading with bankers for lower interest rates is usually a waste of time.

People who understand that increasing monthly cash flow, and your Wealth, by reducing Liabilities is much easier, and safer, than speculating in pork bellies, oil wells, real estate, the stock market, and 401Ks that turn into 201Ks.

Our Approach is Pure Mathematics

Our Linear Math, Critical Path mathematical process has nothing to do with refinancing or even talking to a banker. We are not financial planners; we do not sell mortgages, mutual funds, or insurance.

We are Strictly Educators

This is a simple three-step process. We analyze your financial situation, conduct a complete needs analysis and immediately present you with your free personal 1500 word online report showing you where you are today, but more importantly, what the possibilities are for your financial future. Use our Free ADE Net Worth Calculator to instantly receive your1500 word report . You deserve to know the good news!

To use the Free ADE Net Worth Calculator and start on your Road to True Financial Freedom follow these three simple steps:

Step 1 Provide the information requested below.

Step 2 Provide a list of your debts (All we need is a “ball park” estimate ...No need to find your all monthly credit statements, an estimate is good enough for now).

No account numbers are needed..... No confidential information is ever requested from you.

Step 3 Read your own personal free 1500 word ADE Needs Analysis Report and take action today! Why wait any longer. Why continue to "throw away" your hard earned money! Stop giving your money to your bankers; it's your money and belongs to you!

Please note: I hate spam as much as you do. I will not sell or rent your information to anyone.

Step 1

Proud Members


Invest In Your Debt is a BBB Accredited Business. Click for the BBB Business Review of this Financial Services in Austin TX

First Name:*        Last Name:*
EMail Address:*
* = Required Field
Telephone Phone      Cell Phone       

Step 2

  To use the ADE Net Worth Calculator and receive your Free 1500 Word Report.  

A note from Dave Ireland

Please let us know if you have any questions or need any help entering your information.

Contact our help line at (888) 913-8786

After reviewing your 1500 word report, you will know how much it is costing you to stay on your current plan and how fast you can increase your monthly cash flow and your Net Worth with your new ADE financial plan. You will know how long it will take you to increase your Net Worth by paying down your debt rapidly and how much money your bankers will be giving back to you. All without changing your lifestyle and without harming your credit score. It doesn't get much better than this!


We Just Paid off Our Fifth Debt!

"We have been on the ADE program for over one and half years.  We just paid off our fifth debt!  What a great feeling!  We would have never had the time or focus to do this on our own.  We are true believers in this program and look forward to the day when we can say we are DEBT-FREE!" --Scott & Teri Ml 

Today, We Have Paid off Over $43,000 Worth of Debt!

"When we signed up to participate in ADE, we were current with all our creditors but couldn't ever seem to get them paid off.  I didn't know how much longer we could "tread water".  What if we had an emergency?  That was close to two years ago.  Today, we have paid off 7 debts; more than $43,000!  If we keep going at this pace, we will be completely debt free, including the mortgage, in less than 7 years.  That brings a huge smile to my face!  Last year about this time we participated in a seminar called Invest In Your Debt .  It was during the seminar that I realized why we were still just "treading water"; not ever getting any one debt paid off.  I wasn't focused.  The ADE program is a new beginning for us because it helps us to stay focused.  It shows which debtor to pay first, which to pay second, and so on.  ADE helps us focus on which debt to pay off first, then we write minimums payments to the rest of our creditors.  We are able to track our progress through an online report that tells us which bills were paid, the amounts, and the approximate remaining balance.  Once ADE kicked in we saw rapid progress.  Now we are both excited about the future.  We couldn't have done it without the ADE program." -Ken & BG

IYD, Inc. - Eliminate Credit Card Debt, Debt Help, Financial Freedom


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