ADE Needs Analysis
Welcome to the ADEŽ Needs Analysis Debt Calculator
Learn to eliminate your debt without harming your credit score

Did you know the typical family spends $39.87 every day on interest fees? Follow the process shown below and find out how much money you are wasting on debt, EVERY DAY?

This is a simple three-step process whereby we analyze your numbers, create the needs analysis report and immediately present you with a 1500 word online report detailing the results..

Step 1 Provide the information shown below

Step 2 Provide a list of your debts (All we need is a “ball park” estimate; And no confidential information is ever needed from you).

Step 3 Read your own personal 1500 word ADE® Needs Analysis Report and take action to eliminate your debts, without harming your credit score.

Please note: I hate spam as much as you do. I will not sell or rent your information to anyone.


First Name:*        Last Name:*
Co First Name:        Co Last Name:
Street Address:        City:
State:        Zip Code:
Home Phone        Cell Phone
Work Phone:        EMail Address:*
* = Required Field

A note from Bonita M. W. Shelby

Please let us know if you have any questions or need any help entering your information. Contact our help line at (888) 913-8786

After reviewing your analysis report, you will know how much it is costing you to stay on the banker’s plan. You will know how long it will take you to get rid of your debt and how much money the bankers will be giving back to you. All without harming your credit score.