IYD FAQs

Who are you?

IYD Inc. has been in business since 1998 and is located in Austin Texas and Jeannette Pa. We are an education company focusing on debt elimination seminars and coaching programs..  [More]
 

What is the Automatic Debt E-Racer (ADE)® Program?
 

Before I tell you what it is; let me first tell you what it is not. It’s not Debt Settlement, Debt Management, Debt Negotiation or Debt Consolidation. It’s not a consolidation loan, new mortgage or a HELOC Program or a loan of any kind. It is a comprehensive, systematic, strategic financial plan for improving and/or increasing cash flow and ultimately eliminating debt. [More]


Is the ADE® Program a bill payment service?

No, it is not a bill payment service, but it does facilitate the automatic payment of your debt. It's a service that manages ones liabilities in such a way that their debt is eliminated for sure! Just like a financial planner manages assets.  [More]


What types of debt does the ADE® Program eliminate?

Any and all debts. The ADE® Program works on both “Secured Debt” (i.e. A Mortgage, Student Loan or a Vehicle Loan) and “Unsecured Debt” (i.e. Credit Cards, Medical Bills, and etc.)  [More]


Is there a minimum amount of debt that I must be in, in order to use the ADE® Program?

No, you can eliminate a $100 or a million dollars or more. It’s up to you, however, the best way to determine that is to accept or no obligation, complimentary ADE® financial analysis so we can see where you are and if the ADE® Program will work for you.

Is the ADE® Program Consumer Credit Counseling, Debt Negotiation or Debt Settlement?

No, but it can be used to complement these program.  [More]


Can’t I do this myself?

The question is not a matter of can you do it yourself. The real question is, will you do it yourself? Do you have the time, the energy, the focus and most importantly, the discipline to manage the process month in and month out for the next few years? The ADE® Program is just like losing weight, except the ADE® Program will do all the exercises for you, eat the right food for you; but you are the one to lose all the weight! Or in case of the ADE® Program, you lose the debt.  [More]