Your credit score is a number based on the information in your
credit file that shows how likely you are to pay a loan back on time
� the higher your score, the less risk you represent. The credit
score that lenders use is called a FICO� score. Your FICO� score
helps a lender determine whether you qualify for a loan and what
interest rate you'll pay.
Your credit report shows the information you have on file at one
or all of the three major credit reporting agencies - Equifax,
Experian and TransUnion. Each of these reporting agencies (also
known as credit bureaus) maintain their information separately, so
the data you have on file may differ between them.
To get a free estimate of your official FICO� score, more
detailed credit education or to learn how you can improve your FICO�
score, click below.