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Debt Elimination

Visit our IYD store for excellent products to help you eliminate credit card debt in 1-3 years and pay off your 30-year mortgage in another 4-5 years.


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Your FICO� score

Credit plays a critical part in nearly everyone's life, but understanding what credit is and how it works can be a challenge. A great way to understand the role credit plays in your life � and to empower yourself as a consumer � is with a basic knowledge of two credit fundamentals: Credit Scores and Credit Reports.

Credit Score

Your credit score is a number based on the information in your credit file that shows how likely you are to pay a loan back on time � the higher your score, the less risk you represent. The credit score that lenders use is called a FICO� score. Your FICO� score helps a lender determine whether you qualify for a loan and what interest rate you'll pay.

Credit Report

Your credit report shows the information you have on file at one or all of the three major credit reporting agencies - Equifax, Experian and TransUnion. Each of these reporting agencies (also known as credit bureaus) maintain their information separately, so the data you have on file may differ between them.

To get a free estimate of your official FICO� score, more detailed credit education or to learn how you can improve your FICO� score, click below.









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IYD offers training and tools to create an additional income stream perfect for certified financial planners, realtors, CPAs, lawyers, mortgage brokers or any other practice with a built-in client base.
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