Interest Rate Reduction Mentoring Program

Learn how to cut your interest rates and reduce your monthly payments

How many times have your credit card interest rates been reduced without you having to do anything?  That’s right, not often.  Credit card companies have kept a tight lid on the secret that they can and often will reduce a consumer’s interest rate based on their credit history. Good Credit or bad credit makes no difference.  Here is the secret we want to share with you…..ask and you shall receive.

The Interest Rate Reduction Mentoring Program is an educational process that allows the consumer to learn firsthand what to say to their credit card companies and in order to reduce the interest rates on their consumer debts; by doing so they can reduce their monthly payments and increase their FICO^® score.  This is done during a one-on-one educational mentoring session with a student.  We evaluate and educate the student on what will most likely be the best options for them. Then together, we call the card companies to ask for a reduced rate on the student’s credit cards.  

As part of this educational process, the student learns various options to move some of the balances on their high interest credit cards to reduce their interest rates even further.  The reduced interest rate lowers the monthly payment and makes it possible to speed up the amount of money that goes to the principal. Ultimately, this helps them achieve True Financial Freedom sooner.

The student also learns how to increase the limits on their credit cards.  This is done to reduce the percent of actual usage, which will improve ones FICO^®. 

The IRRM Program is included with the ADE^® program at no additional cost.

For more information Click Here to go to the IYD Store or you can request a complimentary finanacial consultation and you speak to your consultant about the IRRM Program.

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