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  Refund Policy

We proudly stand behind all products and services.  Our mission is to help you achieve financial freedom.  If for any reason you are not satisfied with any of our products or services, please contact us for a refund.  See below for our policies on products and services.


IYD Store Products

Please allow 2 weeks for delivery of any non digital items being shipped from our store.  All the posted prices is what you pay for the items and shipping costs are posted if necessary.  For any reason you are not satisfied with anything you purchase from the IYD Store, you may contact us to request a full refund.  This guarantee is for life and even if you request a refund you may keep the products as a gift.  The only exceptions are the Seminar Leader Training Package and the Debt Elimination Success Seminar.  You must return all materials to get a full refund and there is a 10% restocking fee. 

ADEŽ Program

For any reason you are not satisfied with the ADEŽ program, you may contact us to discuss the problems you are having with the program.  If we can not resolve your concerns, we will refund any payments you have made to satisfy your ADEŽ cost.  Any monthly maitenance fees that have been collected will not be refundable but any additional charges will stop immediately when you have cancelled your program. 





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Bonus For Our Visitors:

Access the IYD Debt Calculator, free for life, with the purchase of the Invest In Your Debt Textbook.